Account terms, wallets and local law
Our Legal position is simple: account access and available services depend on local law, and you should check whether access is permitted where you are before creating an account. We may ask you to complete the stated account step and phone verification before access is enabled.
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Payment records can relate to DANA, OVO, GoPay, QRIS, bank transfer or a virtual account, so the name shown in your account may need to match the payment trail. A receipt or reference can help us identify a wallet or bank-transfer query, but it does not
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change local eligibility. If a policy changes, we will place the updated wording on the relevant page so you can read it before continuing. The same terms apply whether you connect from a mobile browser in Semarang or from a desktop device elsewhere in Indonesia.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.